Tuesday, March 20, 2012

Tips to find exotic pet insurance - The Business and Finance news ...

It is possible to get pet insurance for exotic pets, although it may take a little research to find insurance for your particular animal. If there is no specific plan available for your exotic pet, you?ll be glad to know that some pet insurers offer general insurance plans that cover any kind of pet.

Instructions

Find Insurance That Covers Your Exotic Pet

1)Decide on the amount and type of coverage you desire for your pet. Injury coverage is more important for some exotic pets, while others are more prone to illness. Research the specific medical needs for your breed in order to settle on the smartest form of coverage.

2)Research highly regarded pet insurance companies, such as Veterinary Pet Insurance (see Resources below). If you are unable to find a policy specially designed for your pet, look for a general exotic-pet policy.

Tips to find exotic pet insurance

3)Get quotes for the policies that best fit your needs. Most pet insurance companies offer online quotes, but for clients with special needs it may be more useful to call for a quote.

4)Compare insurance quotes from several providers. Compare costs as well as coverage.

5)Buy the coverage that best fits your pet?s needs online or over the phone. Carefully go over the price and what the policy covers before you sign, since quotes may not take all factors into account. The actual cost of the premium can be higher than your quote.

Tips & Warnings

If only a handful of vets in your area can provide care for your species of exotic pet, ask these vets which insurance plans they accept.

If your exotic pet is very rare, some insurance providers will also recommend you insure your pet against theft.

There are fewer insurance options for exotic pets than cats and dogs. It can be difficult to find insurance for a specific species of pet.

Exotic pet insurance is typically more expensive than other types of pet insurance, making it especially important to get quotes from a wide variety of sources.

Not all policies cover wellness visits or other routine forms of veterinary care. Depending on the expense of the care your pet needs, you may choose to look for plans that offer coverage for checkups.

Many insurance providers will limit coverage for chronic illnesses for some types of exotic pets. If your pet is prone to certain conditions, make sure that they are covered by your insurance plan.

Source: http://www.atozpress.com/business-financial/6194-tips-find-exotic-pet-insurance.fml

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